Lending options drying up? We've got it covered.

When you have clients that don’t fit the banks’ ideal profile, trying to secure borrowing against their home can be a painful, often fruitless process. Turned down by both the banks and other mainstream lenders, they’re looking to you to find suitable deal. 

So what happens when the computers at your go-to specialist lenders also keep saying ‘no’?  

With Y3S, it’s all completely taken care of. 

A clear, usually positive answer within an hour 

At Y3S over half our business is completed ‘outside of criteria’ and we don’t like to take no for an answer. We’ve built a team of over 80 people, all with a unique and positive-minded approach, which focuses squarely on securing the finance your clients need. Quickly and with the minimum fuss for you and your client.  

If it’s a yes (and it usually is) you can simply leave the rest to us. 

We take ownership, you take the commission

Once you have a positive DIP you can simply hand your client over to us. They can count on a dedicated account manager as a single point of contact who’ll take ownership of their case from start to finish and manage the application with speed in mind. Using our in-house technology to source the right product, our home delivery service to finalise cases and get them across the line and our deep experience to navigate quickly through the process, we ensure funds are received quickly and efficiently. We’ll keep you informed every step of the way. 

Although we do all the leg work you don’t lose a penny of your commission which we pay you within 24 hours. (So you get paid even before we do.) 

And you can be assured that your commission remains yours, even if ours is clawed back. 

Our promise to you

Y3S has been the finance intermediary’s packager of choice for specialist finance solutions since 2001, packaging billions of pounds of specialist mortgage enquiries on behalf of the country’s most established lenders. 

Our business is built on delivering a service that’s unrivalled in the market, focused entirely on securing the finance your customer needs. Find out more about how we take complete care of you and your clients. 

Call 0800 014 7797 to speak to one of the team or get a quote online

Find out more about our latest products here. 

Referring your clients to Y3S can’t be easier: Give us their name and number, we will take care of it from there and keep you informed throughout. 

Bridging loans

Commercial loans

Equity release

Second charge mortgages

Buy to let mortgages

Call 0800 014 7797 to speak to one of the team or get a quote online