Specialist First Charge Mortgages

If your client's status doesn't fit the high-street criteria we can you help source and package a specialist first charge mortgage.

Y3S Loans is one of the largest packagers in the UK and accepts business from a network of thousands of finance intermediaries. Our size means we have excellent director-level relationships with our lender panel built through trust over time. Over 50% of our business is completed ‘outside of criteria’ as we make the most of the unique and flexible referral arrangements that we have.

First charge mortgage product guide

  • mortgages from £40,000 - £1,000,000
  • mortgages rates from 2.94%
  • Up to 80% LTV
  • 1st-time buyers, home movers & remortgages
  • Residential and Buy-to-let mortgages

As the largest specialist mortgages and loans packager in the UK, we know and understand you and your client’s needs better than any other packager.

When nothing seems to fit, send it to us.

0800 014 7797